Disaster can strike at any moment. You need to be prepared for the worst-case scenario. If you’ve already faced a disaster and don’t feel your insurance fully covered you, reach out to us today.
If you want to avoid as much loss as possible, now or in the future, you need to create a disaster preparedness plan. Below we’ll look at a few helpful tips when constructing your disaster survival guide.
1. Consider the Disasters in Your Area
Think about your location and what disasters you may be facing. For example, in coastal areas, there may be tsunamis, while in plains states you may face tornadoes.
You’ll need to consider the risk your home and/or company will face during a disaster.
Once you know the type of disaster(s) in your area you can figure out what insurance coverage you’ll need. Depending on how often they occur will determine how much coverage you’ll need.
Moreover, set up emergency supplies/toolkits relevant to your disaster to provide aid. You want to make sure they can be easily accessed when a disaster strikes.
2. Plan Communication Strategies
You’ll need to have a system in place that will let everyone know when they need to evacuate. Next, you’ll let them know which emergency exits they need to take to safely leave the building.
Make sure you have more than one way to communicate, as one option may become unavailable. For example, using cellphones but also having walkie talkies in case you lose service.
3. Plan Evacuation Procedures
Make sure you have more than one evacuation route considered in your plan. Your main evacuation route may become inaccessible.
Once you’ve evacuated, choose a safety location everyone will go to. Have a couple of backup locations just in case your original choice isn’t an option.
If you’re a business and your employees need to evacuate, set up a backup work location. This will allow your business to keep running.
4. Plan What to Do If You Get Separated
There is a chance that one or more people will get separated from the main group. If this happens, you’ll need a system in place, so you know if everyone is alright.
You’ll want to ensure everyone has some way to communicate with one another. You’ll have an easier time locating them and getting them to safety.
What’s more, you’ll need to make sure everyone knows where the safety location(s) are. This will help them find a way back to you if they aren’t able to communicate with you.
Keep a roster of everyone who was in the building at the time. This will help the people in the main group know who may or may not be missing.
5. Assign Responsibilities
Once you have a set plan in place, make sure you assign people to certain roles.
You should have a designated leader, and if you’re a business you’ll want a few team leaders.
The leader(s) will be in charge of the evacuation and staying in contact with everyone. They’ll check if everyone is present and accounted for.
If you’re a business, you’ll want someone in charge of backing up and storing data. This will prevent the loss of information pertinent to your business.
The leader(s) will train everyone on disaster preparedness once the plan is in place.
Do You need a Disaster Survival Guide?
Hopefully, our disaster survival guide has helped you better prepare for disasters. Disasters are no laughing matter and should be taken with the utmost seriousness. Not only can lives be lost, but entire businesses and items of sentimental value.
If you’ve been struck by a disaster review our appraisal options today.